As the most popular time of year for booking a cruise vacation has begun, travelers should take note of these important tips when buying a travel insurance policy. According to Squaremouth.com, a site for comparing and purchasing travel insurance, understanding the basics of travel insurance will help travelers save money and get the best coverage. Follow these tips to successfully choose the right travel insurance policy for an upcoming cruise.
Don’t Buy From the Cruise Line
Buying travel insurance from your airline, cruise line or tour company could result in purchasing a travel insurance policy for a higher premium with lower benefits. This is a common mistake many travelers make and can be the result of the lack of travel insurance options provided by the travel supplier. Squaremouth recommends searching for travel insurance on a comparison engine. This will provide more options with better travel insurance policies for less money.
Don’t Over Spend On Excessive Coverage
Each traveler’s requirements will vary depending on their destination, age or health. If a person is young, healthy and traveling to the Caribbean, the medical requirements will be low. The opposite will apply if a traveler is older or traveling to far away countries.

“Some travel insurance policies offer several million dollars of evacuation coverage, however, it is rare for an evacuation to cost more than $100,000,” advises Chris Harvey, CEO of Squaremouth. “Don’t spend more for a travel insurance policy thinking multi-million dollar coverage is necessary.”

Squaremouth recommends choosing the amount of medical evacuation insurance based on the destination. For example, $100,000 in evacuation coverage should be enough protection for visiting Europe, however, travelers visiting Asia or Africa may want to consider a travel insurance policy with at least $250,000 in evacuation coverage.

Don’t Be Thrown Off By a Less Expensive Price
“While comparing travel insurance on Squaremouth.com, don’t be concerned that a policy is inferior because of its low price,” says Harvey. “It simply means the traveler has hit the ‘Sweet Spot,’ and qualified for the best rate.”


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Tags: Cruise Wave Season, Squaremouth, Travel Insurance Tips